Relocation Package Guide

Most companies offer more than they first present. Here's every line item you can reasonably negotiate — know your number before you sign.

19 negotiable line items, prioritized

What you can reasonably ask for

Start with the “must ask” items — HR teams approve them routinely. And get every yes in writing before you accept the offer.

Moving expenses

Full pack-and-move service (door to door)

$3,000–$12,000

Must ask

Temporary storage (up to 90 days)

$150–$400/mo

Must ask

Vehicle shipping (if driving isn't practical)

$800–$1,500

Good ask

Travel reimbursement (mileage, hotel, meals)

$500–$2,000

Good ask

Professional cleaning of prior residence

$200–$500

Nice to have

Housing assistance

Temporary housing stipend (30–90 days)

$2,000–$8,000

Must ask

Closing cost reimbursement on home purchase

$3,000–$10,000

Must ask

Lease-break fee coverage at prior home

$500–$3,000

Must ask

Home-finding trip (flights, hotel, meals)

$500–$2,000

Good ask

Loss-on-sale protection if market is down

Varies

Good ask

Mortgage rate buy-down assistance

$1,000–$5,000

Nice to have

Family & lifestyle

Spouse career transition support or job placement

Service

Must ask

School enrollment support and records transfer

Service

Good ask

Child/dependent care stipend during transition

$500–$2,000

Good ask

Cultural / community integration support

Service

Nice to have

Financial & tax

Lump-sum relocation allowance (instead of managed move)

$5,000–$25,000

Must ask

Tax gross-up on relocation reimbursements

30–40% of benefits

Must ask

Duplicate housing allowance (paying two rents/mortgages)

Varies

Good ask

CPA / tax preparation for relocation year

$300–$800

Good ask

Three figures to keep in your head

$5k–$25k

Lump-sum allowance

The typical range when you take cash instead of a managed move

30–40%

Tax gross-up

Of benefit value — relocation reimbursements are taxable income, so ask your employer to cover the tax

2–5%

Closing costs

Of purchase price — $5,800–$14,500 on a $290K Cincinnati home, and reimbursement is a routine ask

Negotiation tips from Chris

  1. 1

    Get everything in writing before you accept the offer. Verbal promises disappear.

  2. 2

    Ask for a lump-sum option — it gives you more flexibility than a managed move.

  3. 3

    Always request the tax gross-up. Relocation benefits are taxable income; your employer can cover the extra tax.

  4. 4

    Negotiate the home-finding trip as a separate line item — most HR teams will approve it.

  5. 5

    If your employer uses a third-party relo firm, ask Chris to work directly with them — he has experience with relocation transactions.

  6. 6

    Closing costs are 2–5% of purchase price. On a $290K Cincinnati home that's $5,800–$14,500 — worth asking for.

Relocation packages, answered

What does a typical corporate relocation package include?

Most packages cover some combination of moving expenses (packing, transport, storage), temporary housing for 30–90 days, and help with home-sale or home-purchase costs. Larger employers — and Cincinnati has several headquartered here, like P&G and Kroger — often offer a choice between a managed move, where a relocation company handles the logistics, and a lump-sum allowance you spend however you want. The checklist on this page covers the full menu; few offers include all of it unless you ask.

Should I take the lump sum or the managed move?

A lump sum gives you flexibility — you can move yourself economically and put the difference toward closing costs or furniture. A managed move removes the logistics burden and shifts cost overruns to your employer, which matters with a large household. If you lean lump sum, price out the full move first so you know whether the number actually covers it.

Are relocation benefits taxable?

For most employees, yes — since the 2018 tax law changes, employer-paid moving expenses and reimbursements count as taxable income. That is why the tax gross-up is a must-ask: your employer covers the extra tax so a $10,000 benefit is actually worth $10,000.

Can Chris work with my employer's relocation company?

Yes. Many corporate packages route the home purchase through a third-party relocation firm, and Chris has experience with those transactions — the referral paperwork, the firm's timelines, and the closing coordination. Tell your relo counselor you already have a Cincinnati agent and connect them with Chris early.

Bring your package to someone who's seen a few.

Chris works with corporate relocation transactions regularly and can coordinate directly with your employer's relo firm — and tell you what your allowance actually buys in Cincinnati.