Relocation Package Guide

Most companies offer more than they first present. Here's every line item you can reasonably negotiate, know your number before you sign.

19 negotiable line items, prioritized

What you can reasonably ask for

Start with the “must ask” items, HR teams approve them routinely. And get every yes in writing before you accept the offer.

Moving expenses

Full pack-and-move service (door to door)

$3,000 to $12,000

Must ask

Temporary storage (up to 90 days)

$150 to $400/mo

Must ask

Vehicle shipping (if driving isn't practical)

$800 to $1,500

Good ask

Travel reimbursement (mileage, hotel, meals)

$500 to $2,000

Good ask

Professional cleaning of prior residence

$200 to $500

Nice to have

Housing assistance

Temporary housing stipend (30 to 90 days)

$2,000 to $8,000

Must ask

Closing cost reimbursement on home purchase

$3,000 to $10,000

Must ask

Lease-break fee coverage at prior home

$500 to $3,000

Must ask

Home-finding trip (flights, hotel, meals)

$500 to $2,000

Good ask

Loss-on-sale protection if market is down

Varies

Good ask

Mortgage rate buy-down assistance

$1,000 to $5,000

Nice to have

Family & lifestyle

Spouse career transition support or job placement

Service

Must ask

School enrollment support and records transfer

Service

Good ask

Child/dependent care stipend during transition

$500 to $2,000

Good ask

Cultural / community integration support

Service

Nice to have

Financial & tax

Lump-sum relocation allowance (instead of managed move)

$5,000 to $25,000

Must ask

Tax gross-up on relocation reimbursements

30 to 40% of benefits

Must ask

Duplicate housing allowance (paying two rents/mortgages)

Varies

Good ask

CPA / tax preparation for relocation year

$300 to $800

Good ask

Three figures to keep in your head

$5k to $25k

Lump-sum allowance

The typical range when you take cash instead of a managed move

30 to 40%

Tax gross-up

Of benefit value, relocation reimbursements are taxable income, so ask your employer to cover the tax

2 to 5%

Closing costs

Of purchase price, $5,800 to $14,500 on a $290K Cincinnati home, and reimbursement is a routine ask

Negotiation tips from Chris

  1. 1

    Get everything in writing before you accept the offer. Verbal promises disappear.

  2. 2

    Ask for a lump-sum option. It gives you more flexibility than a managed move.

  3. 3

    Always request the tax gross-up. Relocation benefits are taxable income; your employer can cover the extra tax.

  4. 4

    Negotiate the home-finding trip as a separate line item. Most HR teams will approve it.

  5. 5

    If your employer uses a third-party relo firm, ask Chris to work directly with them. He has experience with relocation transactions.

  6. 6

    Closing costs are 2 to 5% of purchase price. On a $290K Cincinnati home that's $5,800 to $14,500. Worth asking for.

Relocation packages, answered

What does a typical corporate relocation package include?

Most packages cover some combination of moving expenses (packing, transport, storage), temporary housing for 30 to 90 days, and help with home-sale or home-purchase costs. Larger employers. And Cincinnati has several headquartered here, like P&G and Kroger. Often offer a choice between a managed move, where a relocation company handles the logistics, and a lump-sum allowance you spend however you want. The checklist on this page covers the full menu; few offers include all of it unless you ask.

Should I take the lump sum or the managed move?

A lump sum gives you flexibility. You can move yourself economically and put the difference toward closing costs or furniture. A managed move removes the logistics burden and shifts cost overruns to your employer, which matters with a large household. If you lean lump sum, price out the full move first so you know whether the number actually covers it.

Are relocation benefits taxable?

For most employees, yes. Since the 2018 tax law changes, employer-paid moving expenses and reimbursements count as taxable income. That is why the tax gross-up is a must-ask: your employer covers the extra tax so a $10,000 benefit is actually worth $10,000.

Can Chris work with my employer's relocation company?

Yes. Many corporate packages route the home purchase through a third-party relocation firm, and Chris has experience with those transactions. The referral paperwork, the firm's timelines, and the closing coordination. Tell your relo counselor you already have a Cincinnati agent and connect them with Chris early.

Bring your package to someone who's seen a few.

Chris works with corporate relocation transactions regularly and can coordinate directly with your employer's relo firm, and tell you what your allowance actually buys in Cincinnati.